excellent. I talked to my agent and she said by the way I described it, I didnt run over it, so it's not collision. They will cover it under comprehensive.
That means only $100 deductible!!
If it was said to be covered by collision insurance, it would have been $500 deductible...AND they would have had to make someone at fault. BUT now that it is comp. there is no fault and insurance won't go up.
I took it to an authorized body shop that I had used before. They are going to arrange to have a loaner vehicle waiting for me when I take my car in. Insurance will pay for $20.00 per day car.. which is a Hundai Accent with no power.... Oh well I cant complain...
So, they will paint the bottom half of the rear left door, replace the rocker panel on the left side, and he said they will need to replace the rear left tire because it is cut up a bit by whatever hit it.. I bet this ends up around $1000.
I was expecting insurance to give me a hard time..... im happy
Steve
Was - 1998 SSEi - 128,000 mi. ---- SOLD----
Was - 2003 Cadillac DeVille DTS - 91,000 mi. ----SOLD----
Was - 2008 Cadillac STS ---SOLD---
Is - 2015 Cadillac XTS AWD Luxury, Black/Black.
2019 Toyota Camry XSE, - Supersonic Red - Black leather int.
2005 Buick Lacrosse CXL, Silver - Black leather Int.
LUCAS 
Member # 534.
