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Re: Looks like she's a goner....Edited @ bottom
Posted: Wed Feb 08, 2012 10:49 pm
by 99-SLE
Finding parts isn't the issue. But they will not allow me to keep, or even buy the car back.... Such a waste. I'm beyond upset, and was treated like trash on the phone.
Re: Looks like she's a goner....Edited @ bottom
Posted: Wed Feb 08, 2012 10:53 pm
by 94SilverSSEi
So....you don't have the option of saying f u. Shove the insurance claim and just fix the car yourself?
I can't imagine that they could force you into something can they?
I think at that point letting them know you will be in contact with a lawyer might put a fire under them.
Re: Looks like she's a goner....Edited @ bottom
Posted: Wed Feb 08, 2012 11:07 pm
by 99-SLE
I don't think I have a choice anymore, as the adjuster has came to see the car, and it has now been deemed a loss, and "unfit" for the road. The worst part is, I cannot find another one even close to what I had in this one.. Might be onto a new venture for now I guess.
Re: Looks like she's a goner....Edited @ bottom
Posted: Wed Feb 08, 2012 11:11 pm
by 94SilverSSEi
Do you have receipts of the purchase cost and/or maintenance you've spent on it?
Sometimes this will help get you more....not sure for your case but might be helpful.
Re: Looks like she's a goner....Edited @ bottom
Posted: Wed Feb 08, 2012 11:34 pm
by repinS
This is the closest I've seen.
http://www.autotrader.ca/a/Pontiac/Bonn ... 214853706/
$500 more for a car with 80,000 more km.
Re: Looks like she's a goner....Edited @ bottom
Posted: Thu Feb 09, 2012 1:15 am
by GonneVille
That car isn't even CLOSE to any legal standard of unfit for the road. Tell them they'll pay for the parts, and for half the cost of paint, or you'll take your chances with hiring a lawyer and suing them for a low appraisal of the car.
You need a hood, a fender, and a light. Track them down yourself, present them with the cost including shipping, and a quote for the paint from a trustworthy local body shop. I guarantee you can come in considerably under their estimate. If they refuse to consider it, then you really do have grounds for a lawsuit...
Re: Looks like she's a goner....Edited @ bottom
Posted: Thu Feb 09, 2012 1:31 am
by 00Beast
Just remember, it's a gov't owned insurance agency where he lives and where the accident happened....
Re: Looks like she's a goner....Edited @ bottom
Posted: Thu Feb 09, 2012 2:18 am
by repinS
Not that it would be any better in privately-insured Ontario
As with any other jurisdiction, be ready to put up a fight... it'll take a lot of time, effort, and hassle, but you can win.
Re: Looks like she's a goner....Edited @ bottom
Posted: Thu Feb 09, 2012 8:18 pm
by 99-SLE
This, among other things has prompted a move back to BC. Am trying to delay this for a while so I can drive the car back to BC. Then I can deal with ICBC in person, plus i have bodyshop connections there as well.
Re: Looks like she's a goner....Edited @ bottom
Posted: Sun Feb 19, 2012 7:09 pm
by 99-SLE
So after some more emails and phone calls with ICBC, they will not whatsoever allow for a buy back on my car... I leave back to BC on the 26th, and will be driving my Jeep YJ around once I finally turn in the car... I bought my parts car from ICBC, and might try to get this one back that way, only time will tell i guess. There's no guarantee I'd win the bid either. If I see the car driving around town it'll kill me...
Re: Looks like she's a goner....Edited @ bottom
Posted: Sun Feb 19, 2012 7:22 pm
by GoldenBullet
Didn't another member have a similar problem in the past with the Canadian gov't insurance? Something about how there has been too much fraud in the past with cars getting "totalled" (by having their friends at the body shop say the damage is way more than it is) and then people buying them back and selling them once they are fixed up.
Re: Looks like she's a goner....Edited @ bottom
Posted: Sun Feb 19, 2012 7:33 pm
by 99-SLE
GoldenBullet wrote:Didn't another member have a similar problem in the past with the Canadian gov't insurance? Something about how there has been too much fraud in the past with cars getting "totalled" (by having their friends at the body shop say the damage is way more than it is) and then people buying them back and selling them once they are fixed up.
From what I understand, It was more with ICBC adjusters/estimators making the value of repair enough to have it written off, and having people buy it thru auction ( licensed bidders/shops only. This is how I got my parts car) and then split sale profits once fixed, or otherwise.
Re: Looks like she's a goner....Edited @ bottom
Posted: Mon Feb 20, 2012 12:29 pm
by GonneVille
Dude, you don't NEED a buy-back. The value of those repairs has been MASSIVELY inflated because they're using prices for new parts. Find the panels used and have them paint-matched, and I guarantee you can come in way lower than ICBC's estimate and force them to pay for the repair at a lower cost.
Re: Looks like she's a goner....Edited @ bottom
Posted: Mon Feb 20, 2012 12:35 pm
by 94SilverSSEi
GonneVille wrote:Dude, you don't NEED a buy-back. The value of those repairs has been MASSIVELY inflated because they're using prices for new parts. Find the panels used and have them paint-matched, and I guarantee you can come in way lower than ICBC's estimate and force them to pay for the repair at a lower cost.
^^^
This!
Re: Looks like she's a goner....Edited @ bottom
Posted: Mon Feb 20, 2012 1:49 pm
by 99-SLE
GonneVille wrote:Dude, you don't NEED a buy-back. The value of those repairs has been MASSIVELY inflated because they're using prices for new parts. Find the panels used and have them paint-matched, and I guarantee you can come in way lower than ICBC's estimate and force them to pay for the repair at a lower cost.
This I understand. The thing is, car has already been deemed a write off. I haven't signed anything, or accepted anything yet. I get back to BC on Saturday (driving Pontiac home) and then come Monday will deal with ICBC further.